<?xml version="1.0"?><rss version="2.0"><channel><title>Chicago Illinois Real Estate News &amp; Listings Presented By Keller Williams Realty</title><link>http://www.mycityhome.com</link><description></description><lastBuildDate>Thu, 23 Feb 2012 08:40:42 GMT</lastBuildDate><item><title>One Fabulous Rental!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/1322-Prairie-Ave-Unit-1205-Chicago-Illinois/images/index/381894/0/t" title="Welcome to 1322 S Prairie Ave Unit 1205!" alt="Welcome to 1322 S Prairie Ave Unit 1205!" style="float:left; padding:3px;" /><p style="text-align: center;">
	<span style="font-size:14pt;"><span style="font-family: times new roman,times,serif;"><strong><span style="color: black;">A must see, luxurious 2 bedroom, 2 bath condo at Museum Park Tower 1 is now available for rent!</span></strong></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Enjoy this spacious west facing unit with 1200 square feet. The condo features diagonal set hardwood floors, an abundance of natural light filtered through floor&nbsp; to ceiling windows, private balcony and open kitchen with granite countertops. Laundry is less of a chore with the in-unit washer and dryer. </span></em></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">The perfect night time retreat is offered in the master bedroom with walk-in organized closet. Fall in love with the two gorgeous stone baths making getting ready in the morning a delight.</span></em></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">This is a full amenity building with a 24 hour doorman, fitness center, communication center, party room, cleaners, convenient store and outdoor pool and sundeck. Convenient location is near the Lake, Loop, Trader Joes, Target, and Movies!</span></em></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Parking is available for an additional $200 per month. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em>Contact David Auffarth of My City Home Group for more information or to schedule a showing.&nbsp; </em></span></span></p>
]]></description><link>http://www.mycityhome.com/property/1322-Prairie-Ave-Unit-1205-Chicago-Illinois</link><guid>http://www.mycityhome.com/property/1322-Prairie-Ave-Unit-1205-Chicago-Illinois</guid><pubDate>Tue, 21 Feb 2012 20:00:49 GMT</pubDate></item><item><title>Green Living in Chicago</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcQu8fwUDsNgSahGDaImaBEYnFzkKUgQKaO9l33QEvkfZUn7gnry" style="margin: 5px; width: 180px; float: left; height: 150px" />There is a lot of hype about &quot;green living&quot; and &quot;green homes,&quot; mostly in relation to increasing the resale <a href="http://www.mycityhome.com/Seller-Resources" target="_blank">value of your home.</a> While it&#39;s certainly true that state-of-the-art, environmentally sound products are a great investment, there is something to be said for going green with only your health and the Earth in mind! Of course, if you want to just see bang for your buck, #9 and #10 will boost your home&#39;s value to a potential seller and the rest will save you money all year round!</span></span></p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">1. Use Healthy Eco-Friendly Cleaners<br />
	Many common household products contain toxins that could be affecting your family&#39;s health. Buying natural safe cleaning products will help eliminate any risk of unnecessary toxins in your home.<br />
	<br />
	2. Curb Paper Towel and Napkin Use<br />
	2.5 million tons of paper towels fill up landfills annually. A great solution is to buy a set of cloth rags, bar towels and fabric napkins to wash and reuse. It may be an added expense up front, but it will pay off in the end.<br />
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	3. Replace Antibacterial Hand Soaps<br />
	Studies have shown that antibacterial soaps are no more effective than simple soap and water. Antibacterial soaps can lead to stronger strains of bacteria that become resistant to antibiotics.<br />
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	4. Plastic--- Just Say No!<br />
	<a href="https://services.wsj.com/Gryphon/jsp/retentionController.jsp?page=581" target="_blank">The Wall Street Journal</a> reported that Americans go through 100 billion plastic shopping bags annually and making these bags requires an estimated 12 million barrels of oil. To reduce plastic bag consumption, use alternative options such as; re useable bags, paper bags, or even, no bag at all!<br />
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	5. Replace the Sponge!<br />
	Sponges are bacteria incubators. Although a sponge seems like a great cleaning tool, it may not be the healthiest solution. Replace your sponge with dish rags!<br />
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	6. Create a Recycling and Compost System &nbsp;<br />
	If you don&#39;t recycle, the best way to get into the habit is to set up a simple system. Get a second trash can for inside your home and put it next to the trash can and label it recycling. If you are ready to take it a step further, composting is a great way to turn your waste into soil like material that can be used in your lawn and garden.<br />
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	7. Replace Nonstick Cookware<br />
	Nonstick cookware releases toxins when over high heat, has a short life-span (nonstick coating usually wears out in a year or two) and the nonstick coating can scratch off into food. Healthy alternatives include stainless steel, cast iron, copper and glass.<br />
	<br />
	8. Buy In Bulk<br />
	Buying in bulk means less packaging and fewer trips to the store. You&rsquo;ll also benefit from financial savings!<br />
	<br />
	9. Update Kitchen Lighting<br />
	Kitchen lights are some of the most frequently used lights in the home. Energy efficient lights may be a high upfront cost but they use 75% less energy, generate 70% less heat and last up to 10 times longer.</span></span></p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">10. Buy <a href="http://www.sears.com/shc/s/nb_10153_12605_NB_EnergyStar+Find+the+Right+Appliance?adCell=W4&amp;sid=ISx20070515x00001a&amp;psid=15x494972" target="_blank">ENERGY STAR</a> Appliances<br />
	If you are in the market for new appliances, choose one that has been proved more energy efficient. Many old appliances use a lot of unnecessary energy.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Do you have any green tips you would like to share? <a href="http://www.mycityhome.com/Contact" target="_blank">Contact us today! </a></span></span></p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>
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	&nbsp;</p>]]></description><link>http://www.mycityhome.com/Blog/Green-Living-in-Chicago</link><guid>http://www.mycityhome.com/Blog/Green-Living-in-Chicago</guid><pubDate>Mon, 20 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Maxwell Street Market</title><description><![CDATA[<div class="panel-region-separator">
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		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="http://www.mycityhome.com/agent_files/maxwell_street_market_Par_93247_Image_0_0_1.jpg" style="margin: 5px; width: 237px; float: left; height: 123px" />Thinking of doing some shopping this&nbsp;weekend?&nbsp;Head out to the <a href="http://explorechicago.org/city/en/things_see_do/event_landing/special_events/mose/maxwell_street_market.html" target="_blank">Maxwell Street Market</a> to enjoy a <a href="http://search.mycityhome.com/idx/10167/basicSearch.php" target="_blank">Chicago</a> tradition of bargains and bargaining with an&nbsp;<a href="http://www.iff.com/" target="_blank">international flavor</a>.</span></span></p>
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		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">February 19, 2012 - 7:00am to 3pm at&nbsp;800 S. Des Plaines St<br />
		(Desplaines St &amp; Roosevelt Road) <a href="http://www.mycityhome.com/About" target="_blank">Chicago, IL</a>. It is free to&nbsp;enter the market.</span></span></p>
	<p>
		<br />
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Email&nbsp;<a href="mailto:maxwellstreet@cityofchicago.org">maxwellstreet@cityofchicago.org</a> if you would like to receive the&nbsp;Maxwell Street Market Newsletter</span></span></p>
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	&nbsp;</p>]]></description><link>http://www.mycityhome.com/Blog/Maxwell-Street-Market</link><guid>http://www.mycityhome.com/Blog/Maxwell-Street-Market</guid><pubDate>Fri, 17 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Upgraded Dearborn Park Townhouse!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/1125-S-Park-Terrace-Chicago-Illinois/images/index/379970/0/t" title="Spacious Living Room" alt="Spacious Living Room" style="float:left; padding:3px;" /><p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Beautifully upgraded townhome features an airy living room with gleaming hardwood floors and large window allowing the natural sunlight to delightfully embrace this space.</span></em></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">A stunning new 2009 kitchen offers handsome granite counter tops, stainless appliances, beautiful wood cabinets and hardwood floors. Preparing meals here will be a welcoming chore. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">The second level of this home boasts an expanded master suite and two additional family bedrooms. Each hosts plenty of light and unsurpassed comfort. </span></em></span></span></p>
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	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Enjoy charmingly remodeled bathrooms, a large patio, 2 year old AC and Tank less water heater all in a lovely park style setting. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Conveniently located near the Loop, Lake, CTA, Trader Joes, Whole Foods, Target and night life. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">As an added bonus, parking is included in the price!</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em>Contact David Auffarth of My City Home Group for more information or to schedule a showing.</em></span></span></p>
]]></description><link>http://www.mycityhome.com/property/1125-S-Park-Terrace-Chicago-Illinois</link><guid>http://www.mycityhome.com/property/1125-S-Park-Terrace-Chicago-Illinois</guid><pubDate>Wed, 15 Feb 2012 00:09:59 GMT</pubDate></item><item><title>Large Condo with Lake Views!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/40-9th-Street-Unit-1804-Chicago-Illinois/images/index/379096/0/t" title="" alt="" style="float:left; padding:3px;" /><p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Popular South Loop high rise features this lovely condo featuring an open floor plan, kitchen with breakfast bar, custom cabinets and white appliances. Enjoy a walk-in closet, private in suite bath and separate half bath. Unit also offers washer/dryer hook up.</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Full amenity building features a 24 hour doorman, fitness center, roof top deck, dry cleaners, and convenient store. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Conveniently close to CTA, Lake, Loop, Trader Joes, and Target.</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Two parking spaces are available for an additional charge of $30k each. Parking purchase is optional.</span></em></span></span></p>
]]></description><link>http://www.mycityhome.com/property/40-9th-Street-Unit-1804-Chicago-Illinois</link><guid>http://www.mycityhome.com/property/40-9th-Street-Unit-1804-Chicago-Illinois</guid><pubDate>Fri, 10 Feb 2012 20:16:23 GMT</pubDate></item><item><title>Valentine's Day at Custom House</title><description><![CDATA[<p class="brief">
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="http://t0.gstatic.com/images?q=tbn:ANd9GcTq8y0R6Qpxm6lX1k39Pn-3BHYZE3KUphPcE_9fY05lvF0DWRsK" style="margin: 5px; width: 265px; float: left; height: 150px" />Create your own four-course dinner with selections from the regular and seasonal menus at the Custom House Tavern - 500 S. Dearborn St in <a href="http://www.mycityhome.com/" target="_blank">Chicago&#39;s South Loop.</a></span></span></p>
<p class="brief">
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Prices start at $55 with optional wine pairings for $40 extra.</span></span></p>
<p class="brief">
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Since everyone should spend Valentine&#39;s Day eating food they truly love, <a href="http://www.customhouse.cc/" target="_blank">Custom House Tavern</a> is encouraging diners to skip the standard prix fixe holiday menus and instead create their own Custom-Made Tasting Menu. For $55, guests can choose their own four-course tasting menu, selecting each course from house favorites and special seasonal offerings from Executive Chef Perry Hendrix and Chef de Cuisine Zach Millican&#39;s a la carte menu. For an additional $40, guests can also opt for wine parings.<br />
	<br />
	The Custom-Made Tasting Menu to celebrate Valentine&#39;s Day will be available from Saturday, February 11 through Tuesday, February 14. The regular a la carte menu will also be available (some a la carte menu items may not be available for the tasting menu). <a href="http://www.customhouse.cc/contact" target="_blank">Reservations</a> are highly recommended for this <a href="http://www.mycityhome.com/About" target="_blank">South Loop</a> restaurant.</span></span></p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/Valentines-Day-at-Custom-House-2</link><guid>http://www.mycityhome.com/Blog/Valentines-Day-at-Custom-House-2</guid><pubDate>Fri, 10 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Tips for a Smooth Move!</title><description><![CDATA[<div id="socialshare">
	<div class="socialshareitem" id="socialshare_twitter">
		<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><img alt="" src="https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcTEsI4S2OXJVZIrW8StLBpwrp-EnMTOCIPsun3LWXzPgfuIvp1z" style="margin: 5px; width: 200px; float: left; height: 150px" />Are ready to buy a home in <a href="http://search.mycityhome.com/idx/10167/basicSearch.php" target="_blank">Chicago&#39;s South Loop?</a> If this is not your first move, you know that it can be time consuming, overwhelming and frustrating. Even a good moving plan can be turned upside down with unexpected changes. Being flexible is key when you are planning a move.</span></span></div>
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<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">Here are some tips that will help you get organized and make moving day a lot easier!</span></span></p>
<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><strong>1. Change your address and notify companies before you move.</strong> Start by filling out a change of address form in advance of your move. Doing this ahead of time can help you to&nbsp;avoid hassles like past-due bills, service lapses and even identity theft. It is also a good idea before you move to set dates to discontinue your utilities at your old address as well as arrange for these services to be turned on at your new address. .</span></span></p>
<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><strong>2.</strong> <strong>Create a moving schedule.</strong><br />
	It is a good idea to set up a </span></span><a href="http://www.upack.com/moving-resources/checklist.asp" target="_blank"><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">moving schedule</span></span></a><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"> a few months before you move. Set it up as a&nbsp;week-by-week checklist to manage the process and help to stay on track. A moving schedule helps you to keep track of the little details or things that may be over looked, thus helping you to&nbsp;avoid last&nbsp;minute headaches.&nbsp;</span></span></p>
<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><strong>3. Establish&nbsp;a packing system.</strong><br />
	Packing is a major time consumer so thing about coming up with a&nbsp;packing system so all of your boxes end up in the right rooms when they get to your </span></span><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">new home</span></span><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><a href="http://www.thesmartmoveteam.com/Properties" target="_blank">.</a> Many </span></span><a href="http://www.movers.com/" target="_blank"><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">professional movers</span></span></a><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"> recommend that you use the color code system where you color code each box with a particular room to avoid any confusion with the movers. It is also helpful to&nbsp;give your movers a floor plan of your home with each room labeled.</span></span></p>
<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt"><strong>4. Get rid of unnecessary items. </strong><br />
	The less boxes you pack the less you have to move and finally unpack. So it makes sense to thoroughly go thru your items and get rid of the things you just don&#39;t need.&nbsp;Items such as&nbsp;unread books,&nbsp;half-empty cleaning products,&nbsp;clothes that you know you wont&nbsp;wear again should be given away or sold at a garage !sale. You don&#39;t want to bring the clutter to your new home!</span></span></p>
<p>
	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">Have you mastered the art of moving? <a href="http://www.mycityhome.com/Contact" target="_blank">Contact us!</a> We would love to share your tips! </span></span></p>
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	<span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 10pt">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/Tips-for-a-Smooth-Move</link><guid>http://www.mycityhome.com/Blog/Tips-for-a-Smooth-Move</guid><pubDate>Mon, 06 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Heart Health Month is Here!</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcQ2pG1NNRYhrM16j33cHUMSbGwh7xD9ZJTi0rQLADmAwuQCrD8UDw" style="margin: 5px; width: 150px; float: left; height: 150px" />Become an advocate in <a href="http://www.mycityhome.com/Properties" target="_blank">Chicago&#39;s South Loop</a> for issues like anti-smoking legislation, increased physical activity in schools and nutrition policy initiatives to support&nbsp;<a href="http://www.yourethecure.org/default.aspx" target="_blank">Heart Health Awareness Month</a>.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Heart disease is the number one killer of women, a fact that is just now becoming mainstream knowledge thanks to the efforts of the American Heart Association.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">For everyone who loves their wife, daughter, sister, mother, etc, please visit the<a href="http://www.heart.org/HEARTORG/" target="_blank">&nbsp;American Heart Associations </a>website for information on how to be heart healthy.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Do you have any tips that you can share with your Chicago community regarding heart health? <a href="http://www.mycityhome.com/Contact" target="_blank">Share them with us today! </a></span></span></p>
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	**</p>]]></description><link>http://www.mycityhome.com/Blog/Heart-Health-Month-is-Here</link><guid>http://www.mycityhome.com/Blog/Heart-Health-Month-is-Here</guid><pubDate>Mon, 06 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Stunning Condo in Popular South Loop!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/40-9th-Street-Unit-1110-CHICAGO-Illinois/images/index/376863/0/t" title="Welcome to 40 E 9th St Unit 1110!" alt="Welcome to " style="float:left; padding:3px;" /><p style="text-align: center;">
	<strong><span style="font-size:14pt;"><span style="font-family: times new roman,times,serif;"><span style="color: black;">Space is no issue in this lovely 2,200 square foot condo. Enjoy gorgeous city views from your own private balcony, contemporary finishes, hardwood floors and in-unit washer and dryer.</span></span></span></strong></p>
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	<span style="color:#000000;"><span style="font-size: 12pt;"><span style="font-family: times new roman,times,serif;"><em>Entertaining will be a must in the grand living, dining and great room all wrapped in one large open floor plan. A chef&rsquo;s kitchen sits adjacent to the dining room. It offers a large sit down island, granite counter tops and sleek stainless appliances. </em></span></span></span></p>
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	<span style="color:#000000;"><span style="font-size: 12pt;"><span style="font-family: times new roman,times,serif;"><em>The perfect night time retreat waits in the master suite hosting a sumptuous master bath with Jacuzzi tub, marble surround, glass shower doors and Grohe fixtures. A second bedroom featuring lots of natural light and plenty of space is boasted. This room would also make a great in home office or study if needed. An abundance of closet space lends easy storage options.</em></span></span></span></p>
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	<span style="color:#000000;"><span style="font-size: 12pt;"><span style="font-family: times new roman,times,serif;"><em>Enjoy great amenities such as, 24 hour door staff, fitness room, roof deck with hot tubs and a close proximity to a great convenience store with deli and dry cleaners on site. Walk to Millennium, Grant Park, CTA, dinning and nightlife in minutes. Building is dog free.</em></span></span></span></p>
<p>
	<span style="color:#000000;"><span style="font-size: 12pt;"><span style="font-family: times new roman,times,serif;"><em>Parking is available for an additional $30K.</em></span></span></span></p>
<p>
	<span style="color:#000000;"><span style="font-size: 12pt;"><span style="font-family: times new roman,times,serif;"><em>Contact David Auffarth of My City Home Group for more information or to schedule a showing.&nbsp; </em></span></span></span></p>
]]></description><link>http://www.mycityhome.com/property/40-9th-Street-Unit-1110-CHICAGO-Illinois</link><guid>http://www.mycityhome.com/property/40-9th-Street-Unit-1110-CHICAGO-Illinois</guid><pubDate>Sun, 05 Feb 2012 20:14:21 GMT</pubDate></item><item><title>A Must See that Shows Beautifully!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/600-S-Dearborn-St-Unit-1914-Chicago-Illinois/images/index/376654/0/t" title="Welcome to 600 S. Dearborn Street #1914!" alt="Welcome to " style="float:left; padding:3px;" /><p style="text-align: center;">
	<span style="font-size: 14pt;"><span style="font-family: times new roman,times,serif;"><strong><span style="color: black;">Popular so loop high floor home, features</span></strong></span></span><span style="font-size:14pt;"><span style="font-family: times new roman,times,serif;"><strong><span style="color: black;"> 1000 square feet, 1 bedroom plus den.</span></strong></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Enjoy amazing lake, park and city views. Step foot into a spacious living room hosting Bamboo hardwood flooring and custom wall d&eacute;cor. Large windows allows for natural light to fill this space making it comfortable and inviting. A sit down breakfast bar separates the living room from the sleek modern kitchen with stainless appliances and granite counter tops. &nbsp;</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">The perfect nighttime retreat waits in the master bedroom with walk-closet, natural light and neutral tones allowing easy personalization. A nicely sized den/office is also boasted which lends an abundance of options. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Doing laundry easy, convenient and loads of fun with the in unit washer and dryer. &nbsp;</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Located in the heart of Printers Row this building features a doorman and onsite engineer/manager. Fittingly close to CTA, Lake, Loop, Target, Trader Joes, Whole Foods, theaters &amp; schools. </span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em><span style="color: black;">Take advantage of parking for sale/rent nearby.</span></em></span></span></p>
<p>
	<span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><em>Contact David Auffarth of My City Home Group for more information or to schedule a showing.&nbsp; </em></span></span></p>
]]></description><link>http://www.mycityhome.com/property/600-S-Dearborn-St-Unit-1914-Chicago-Illinois</link><guid>http://www.mycityhome.com/property/600-S-Dearborn-St-Unit-1914-Chicago-Illinois</guid><pubDate>Sat, 04 Feb 2012 20:11:54 GMT</pubDate></item><item><title>Chef's Indulgence Tasting Menu at Henri</title><description><![CDATA[<div class="description" id="listing-description">
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" 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" style="margin: 5px; width: 130px; float: left; height: 150px" />Looking&nbsp;for a delicious place to enjoy&nbsp;a relaxing dinner this weekend in&nbsp;the&nbsp;<a href="http://www.mycityhome.com/Buyer-Resources" target="_blank">South Loop</a>?&nbsp;Chef Dirk Flanigan prepares a five-course meal featuring a dressed oyster amuse, appetizer, soup, fish, game and dessert at&nbsp;<a href="http://www.henrichicago.com/index.php?option=com_content&amp;view=article&amp;id=66&amp;Itemid=48" target="_blank">Henri. </a>&nbsp;Sommelier Shebnem Ince and spirits director Clint Rogers offer beverage pairings.</span></span></p>
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Under the direction of Executive Chef Dirk Flanigan, assisted by Chef de Cuisine Christopher Cubberley, Henri&rsquo;s menu is influenced by the refining principles of classical cuisine. Innovative dishes like lobster Wellington and a short rib burger join traditional favorites such as oysters mignonette, steak tartare, Dover sole and roast chicken. Daily specials highlight the bounty of the season, and a rotating plat du jour offering features favorites such as a Monday cassoulet and Friday bouillabaisse. The carefully curated wine list is almost exclusively biodynamic, while cocktails are both creative and classic.</span></span></p>
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Reminiscent of a European salon, Henri&rsquo;s decor echoes the building&rsquo;s turn-of-the-century origins with sea green mohair-covered settees, chocolate velvet-covered walls, herringbone patterned hardwood floors, silk drapery, ornate crown moldings and chandeliers swathed in brown silk shades. Just steps from the city&rsquo;s cultural landmarks including museums, theaters,&nbsp;Millennium Park and the Symphony, <a href="http://www.henrichicago.com/index.php?option=com_content&amp;view=article&amp;id=49&amp;Itemid=35" target="_blank">Henri provides </a>an elegant respite from bustling Michigan Avenue.&nbsp;</span></span></p>
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Treat yourself to local <a href="http://www.mycityhome.com/One-Museum-Park-East" target="_blank">Chicago South Loop </a>cuisine this weekend!&nbsp;</span></span></p>
	<p>
		&nbsp;</p>
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>
</div>
<p>
	&nbsp;</p>]]></description><link>http://www.mycityhome.com/Blog/Chefs-Indulgence-Tasting-Menu-at-Henri</link><guid>http://www.mycityhome.com/Blog/Chefs-Indulgence-Tasting-Menu-at-Henri</guid><pubDate>Fri, 03 Feb 2012 02:00:00 GMT</pubDate></item><item><title>Top Ten Pitfalls to Avoid When Home Shopping</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="data:image/jpeg;base64,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" style="margin: 5px; width: 207px; float: left; height: 150px" />So, you&#39;re ready to buy a home in <a href="http://www.mycityhome.com/" target="_blank">Chicago&#39;s South Loop</a>. Congratulations, this a huge investment for you and your family! Most home owners make mistakes when purchasing a home, especially a first home. Read below about the most common mistakes buyers make - avoid these pitfalls! </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">1. The &ldquo;No Money Down&rdquo; Pitch.&nbsp; Beware these online or cable TV &lsquo;gurus&rsquo; who tell you how to get rich in real estate without a penny down. The only money these guys make is off of you if you buy their CD, book or attend a seminar. It takes experience AND capital to make money in real estate, whether it is one home or ten.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">2. All Realtors are the Same, Right? Wrong. Holding a real estate license does not mean that the agent you are talking to is the best one in your market or for your situation. Get referrals, look at the agents sales statistics and interview potential agents carefully.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">3. Depleting Your Savings. <a href="http://www.dailyinterest.com/purchases/deciding_how_much_to_put_down.html" target="_blank">Most lenders require 20%</a> or more down on a new mortgage. If you don&rsquo;t have it, wait until you do. Completing wiping out your savings or borrowing a down payment leaves you in a precarious financial situation if something happens.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">4. Ignoring Professional Advice. Unless they sound really off base, listen to your realtor and mortgage broker when they offer advice or guidance. You should also do your own homework when looking for the right neighborhood or figuring out the best mortgage package for your family. Let the professionals guide you with their expertise and experience.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">5. The &ldquo;Too Good To Be True&rdquo; Monthly Payment. Low monthly payments can mean that you are building no equity in your home &ndash; even going in the hole on your principal balance. Make sure that you completely understand ALL the terms of your mortgage agreement &ndash; from interest rates to monthly payments, and what the consequences are.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">6. Landing in the Wrong Neighborhood. Do your homework on the neighborhoods you are looking at. The city should have demographic information, school information and ranking and crime statistics. Is the neighborhood full of foreclosures? It could affect the value of all the homes in the neighborhood. Make sure you understand the comps and the real value of your potential home site.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">7. Buying Above Your Means. Tough times mean that everyone has to revaluate priorities. Be sure to carefully consider the features and prices of homes that will really suit your needs and allow you to live comfortably without spending your entire income on your monthly mortgage payment.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">8. Foregoing the Home Inspection. Even if the conditions of your loan don&rsquo;t require a <a href="http://ashi.org/" target="_blank">home inspection</a>, go ahead and spend the relatively small sum to get the home thoroughly checked out by an objective third party. You may uncover problems that the seller should be responsible for, and at the very least, you&rsquo;ll go into the purchase with the right information about the condition of the home.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">9. Acquiring More Debt Before Closing. With credit requirements continuing to tighten, rest assured that your lender will run additional credit reports right before closing. If you have made additional credit purchases &ndash; from a new car to furnishings for your new home, it can reflect negatively on your credit and your debt to income ratio. In some cases in can cost you your new mortgage, even if you were pre-approved.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">10. Sinking Into Debt After Closing. Many people breathe a sigh of relief once the home loan has closed and then immediately begin purchasing for the home or buying items they have been putting off while waiting for the mortgage to go through. Take it easy! You&rsquo;ve just added a big responsibility with that mortgage payment.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">You may not realize it at the time, but many of the decisions you make when looking for a new home will affect your ability to stay in it once the loan has closed. Respect the advice of professionals, do your homework and avoid the common pitfalls of &lsquo;too good to be true&#39; pitfalls.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><a href="http://www.mycityhome.com/Contact" target="_blank">Contact me</a> today to learn how I can help you with your home purchase! </span></span></p>
<p>
	&nbsp;</p>
<p>
	&nbsp;</p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/Top-Ten-Pitfalls-to-Avoid-When-Home-Shopping</link><guid>http://www.mycityhome.com/Blog/Top-Ten-Pitfalls-to-Avoid-When-Home-Shopping</guid><pubDate>Mon, 30 Jan 2012 02:00:00 GMT</pubDate></item><item><title>One of a Kind Two-Story!</title><description><![CDATA[<img src="http://www.mycityhome.com/property/40-9th-Street-Unit-1909-Chicago-Illinois/images/index/374662/0/t" title="Welcome to 40 E 9th St Unit 1909!" alt="Welcome to " style="float:left; padding:3px;" /><p style="text-align: center;">
	<span style="font-size:14pt;"><span style="font-family: times new roman,times,serif;"><strong><span style="color: black;">Take a peek at this amazing 1885 square foot, penthouse with spectacular city views! </span></strong></span></span></p>
<p>
	<em><span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><span style="color: black;">This home is an entertainer&rsquo;s dream with a spacious open floor plan, shining wood floors, 10 foot ceilings, two bedrooms and 2.5 bathrooms. The over-sized gourmet kitchen boasts tasteful upgrades including stainless steel appliances, wood cabinetry and granite counte rtops. Expansive separate dining room and grand living space with wood-burning fireplace is a fabulous place to gather with friends and family while creating memories that will last a life time. A large bedroom and private bath with walk in closet, sits on the main floor. Above on the second floor, is a private master retreat complete with stone bathroom with marble vanity, Jacuzzi tub and separately walk in shower. Enjoy a huge 300 square foot private deck, large windows, huge closets and in-unit laundry room! </span></span></span></em></p>
<p>
	<em><span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><span style="color: black;">Popular South Loop full amenity building host a roof-top hot tub, sauna, fitness club and 24-hour door staff. </span></span></span></em></p>
<p>
	<em><span style="font-size:12pt;"><span style="font-family: times new roman,times,serif;"><span style="color: black;">Parking is available for an additional $30k. </span></span></span></em></p>
<p>
	&nbsp;</p>
]]></description><link>http://www.mycityhome.com/property/40-9th-Street-Unit-1909-Chicago-Illinois</link><guid>http://www.mycityhome.com/property/40-9th-Street-Unit-1909-Chicago-Illinois</guid><pubDate>Fri, 27 Jan 2012 20:11:39 GMT</pubDate></item><item><title>Black Gossamer Exhibit</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="data:image/jpeg;base64,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" style="margin: 5px; width: 225px; float: left; height: 150px" />Support local <a href="http://www.mycityhome.com" target="_blank">Chicago</a> artists by visiting the <a href="http://www.colum.edu/Student_Life/DEPS/glass-curtain-gallery/exhibitions/black-gossamer/index.php" target="_blank">Black Gossamer&nbsp;</a>exhibit, running through February&nbsp;11th, at the&nbsp;<a href="http://chicago.metromix.com/arts-culture/contemporary/glass-curtain-gallery-at-south-loop/230971/content" target="_blank">Glass Curtain Gallery&nbsp;at Coulmbia College </a>located in the at&nbsp;<span class="street-address">1104 S. Wabash Ave.,&nbsp;</span><span class="postal-code">60605.</span></span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">This exhibit will&nbsp;showcase&nbsp;work by black contemporary artists who use and draw inspiration from clothing, fashion, textiles and fabrications to explore and uncover recent revolutions in black identity.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Times are Saturday from&nbsp;12pm-5pm and&nbsp;Thursdays from 9am-7pm.&nbsp;Admission&nbsp;to this&nbsp;<a href="http://www.mycityhome.com/About" target="_blank">South Loop</a> event is free!&nbsp;</span></span></p>
<p>
	&nbsp;</p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/Black-Gossamer-Exhibit</link><guid>http://www.mycityhome.com/Blog/Black-Gossamer-Exhibit</guid><pubDate>Fri, 27 Jan 2012 02:00:00 GMT</pubDate></item><item><title>The $1000 Mortgage Gift Program</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="https://encrypted-tbn3.google.com/images?q=tbn:ANd9GcS_PFYmSLhfsQFemrOm7ntN13bOQ-h9kNebyESv3sOYJMWXfctc" style="margin: 5px; width: 150px; float: left; height: 150px" />Are you looking&nbsp;to take advantage of this buyer&#39;s market in&nbsp;<a href="http://www.mycityhome.com/Buyer-Resources" target="_blank">Chicago&#39;s South Loop?&nbsp;</a>&nbsp;There is&nbsp;good news for&nbsp;buyers!&nbsp;An incentive to invest in a home today is available&nbsp;with a Wells&nbsp;Fargo Home Mortgage Gift Program!</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Buyers who close on a new home and finance their mortgage with <a href="https://www.wellsfargo.com/mortgage/" target="_blank">Wells Fargo Home Mortgage </a>are eligible for a closing gift valued at $1,000! Buyers can choose from among many items in the online catalog.<br />
	&nbsp;<br />
	If you have already been preapproved by another lender, Wells Fargo will reward buyers for allowing them the opportunity to provide their own preapproval decision (generally within 30 minutes or less) so that&nbsp; buyers can compare and ensure they are getting the home financing option that meets their needs. Buyers will even get a $50 Wells Fargo VISA reward card for allowing us to give a second opinion.<br />
	&nbsp;<br />
	&nbsp;<br />
	Borrowers are eligible to redeem this promotion after closing on any new purchase or refinance loan secured by a first mortgage or deed of trust with <a href="https://www.wellsfargo.com/" target="_blank">Wells Fargo Home Mortgage (&quot;New Loan&quot;) </a>as specified above, subject to qualification, approval and closing. This promotion is not available for all New Loan programs and New Loan excludes loans originated with a broker or a correspondent lender. Contact a Home Mortgage Consultant to learn what programs qualify.</span></span></p>
<p>
	<br />
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">This promotion is not available with any other promotion, discount, or rebate. Only one gift permitted per New Loan. FHA New Loans are ineligible for a gift card and are only eligible for merchandise valued in the amount stated in this promotion. This promotion is void where prohibited, applies only to designated promotion recipient and is not transferable, subject to the terms herein.&nbsp; Redemption period ends within 30 days after your New Loan close date. Gifts may constitute taxable income. Federal, state and local taxes, and the use of the Gift not otherwise specified herein are the responsibility of the Gift recipient. Please present your good faith estimate or preapproval letter at the time of your request for your preapproval. If you have a current lock-in agreement, this is not an inducement to transfer your loan. This promotion may not be combined with any other offers, discounts or promotions.&nbsp;</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><a href="http://www.mycityhome.com/About" target="_blank">Contact me</a> if you&nbsp;are interested in taking&nbsp;advantage of this&nbsp;incentive!</span></span></p>
<p>
	&nbsp;</p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/The-1000-Mortgage-Gift-Program</link><guid>http://www.mycityhome.com/Blog/The-1000-Mortgage-Gift-Program</guid><pubDate>Mon, 23 Jan 2012 02:00:00 GMT</pubDate></item><item><title>Is Your Home Priced to Sell?</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><font face=""><img alt="" 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" style="margin: 5px; width: 226px; float: left; height: 150px" />We&#39;ve heard that it&#39;s a buyers market and that it is&nbsp;challenging to sell your home, but why are&nbsp;some homes on the market for a year while others sell&nbsp;relatively&nbsp;quickly? The better question is,&nbsp;how can YOU sell your home faster? While many people to blame a&nbsp;bad market, a <a href="http://www.mycityhome.com/Seller-Resources" target="_blank">seasoned real estate professional </a>will tell you that very often the listing&nbsp;price is to blame. </font></span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">If a home is overpriced, buyers will stay away. But, if the price is competitive with similar homes in the area and &ldquo;shows&rdquo; better than the competition, it will have a better chance of being sold quickly. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">The secret is perfecting a technique that&rsquo;s as American as apple pie: comparative shopping!</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Although comparing houses with different styles, square-footages and locations is challenging, real estate professionals still feel it&rsquo;s one of the best methods to use when determining a home&rsquo;s market value. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">A responsible real estate agent will effectively evaluate a home&rsquo;s worth through a process known as <a href="http://www.mycityhome.com/Seller-Resources" target="_blank">Comparative Market Analysis (CMA).</a> Taking a look at assets, such as a swimming pool, bigger than normal living spaces, a fantastic view, adjacent city parks and other attractions, the agent will begin to compare your home with similar properties, called &ldquo;comparables,&rdquo; that have sold in the area within the last six months. Typically, it is a realistic price range that will ensure you top dollar and a reasonably quick sale. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">However, factors such as the amount of time needed to sell your home can&nbsp;affect the agent&#39;s&nbsp;price recommendation dramatically. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Assuming you have sufficient time to market the home, here are a few small steps you and your agent can take to finding the <a href="http://realestate.yahoo.com/Homevalues" target="_blank">right price for your property. </a></span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">The best comparisons can be made with similar homes that have been sold within the last 45 days as opposed to the standard six months. Any longer, and other factors, such as the <a href="http://money.cnn.com/news/economy/" target="_blank">economy</a>, could cloud your view of how much your home is really worth. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Another good benchmark is to review the selling prices of homes that have just been sold and are pending closes. Most MLS services provide information on deals pending that most real estate agents should be able to share with you. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">A good rule of thumb before setting a price is to make 20 comparisons of comparable properties within a one-mile radius of your house. Once completed you can feel comfortable that the price you&rsquo;ve picked is a good&nbsp;range of the home&rsquo;s worth and won&rsquo;t discourage qualified buyers. </span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Being open and honest about what you see as the home&rsquo;s greatest strengths and biggest weaknesses will also help&nbsp;your agent&nbsp;get a better feel for how to best evaluate (or assess) and market your home. Think of your home as if you were the buyer. If your home is listed at the right price, you&rsquo;re well on your way to a speedy and fruitful sale.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">This challenging&nbsp;market can be&nbsp;overwhelming&nbsp;and confusing. Don&#39;t go it alone,&nbsp;<a href="http://www.mycityhome.com/Contact" target="_blank">contact me</a> if you need some tips on selling your home!&nbsp;</span></span></p>
<p>
	&nbsp;</p>
<p>
	&nbsp;</p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/Is-Your-Home-Priced-to-Sell</link><guid>http://www.mycityhome.com/Blog/Is-Your-Home-Priced-to-Sell</guid><pubDate>Mon, 16 Jan 2012 02:00:00 GMT</pubDate></item><item><title>The Importance of Pre-Qualification</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="data:image/jpeg;base64,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" style="margin: 5px; width: 200px; float: left; height: 150px" />If you are considering&nbsp;<a href="http://www.mycityhome.com/Properties" target="_blank">buying a home in the&nbsp;Chicago South Loop,</a>&nbsp; and&nbsp;you&nbsp;are&nbsp;looking&nbsp;for&nbsp;the&nbsp;right financing, you should&nbsp;think about getting qualified before&nbsp;you start seriously home shopping.&nbsp;The first step in your home buying experience should&nbsp;be to&nbsp;obtain a&nbsp;pre-approval letter.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><a href="https://www.lendgo.com/lag/gt/43/?PHPSESSID=gper0n9u2of4geekugqnbhp0a5" target="_blank">Pre-approval </a>can be a very valuable step towards purchasing a home. Many home buyers get pre-qualified for a home loan early on, and then become pre-approved before beginning a serious home search. By completing your mortgage application prior to choosing a home, you can get a pre-approval letter stating how much home you can afford.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Your pre-approval letter lets you know exactly <a href="http://www.bankrate.com/calculators/index-of-mortgage-calculators.aspx?ec_id=m1027724" target="_blank">how much you can spend,</a> and it shows home sellers and real estate agents that you&#39;re serious about buying a home. This may give you leverage in the negotiation process. Many sellers actually prefer to work with pre-approved buyers, especially in hot real estate markets.</span></span></p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Ready to get pre-approved? <a href="http://www.mycityhome.com/Contact" target="_blank">Contact me </a>so&nbsp;I can&nbsp;help you with this process and&nbsp;find the perfect home&nbsp;for you and your family!&nbsp;</span></span></p>
<p>
	&nbsp;</p>
<p>
	&nbsp;</p>
<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">**</span></span></p>]]></description><link>http://www.mycityhome.com/Blog/The-Importance-of-Pre-Qualification</link><guid>http://www.mycityhome.com/Blog/The-Importance-of-Pre-Qualification</guid><pubDate>Mon, 09 Jan 2012 02:00:00 GMT</pubDate></item><item><title>In the Heights</title><description><![CDATA[<div class="description" id="listing-description">
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="http://www.mycityhome.com/agent_files/in the heights.jpg" style="margin: 5px; width: 150px; float: left; height: 200px" />The 2008 Tony award-winning&nbsp;musical&nbsp;<a href="http://www.intheheightsthemusical.com/" target="_blank"><em>In The Heights</em></a> is on tour and is playing at the Oriental Theater in <a href="http://search.mycityhome.com/idx/10167/basicSearch.php" target="_blank">Chicago, IL</a> from&nbsp;January 10 to the&nbsp;13th.</span></span></p>
	<p>
		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">This&nbsp;<a href="http://www.broadwayinchicago.com" target="_blank">Broadway</a> hit&nbsp;about immigrant dreamers in Washington Heights brings its salsa and hip-hop-flavored score across the USA.&nbsp; This&nbsp;hit has received&nbsp;four Tony&nbsp;awards and it tells&nbsp;the story of a vibrant community in Manhattan&#39;s Washington Heights &ndash; a place where the coffee from the corner bodega is light and sweet, the windows are always open, and the breeze carries the rhythm of three generations of music. </span></span></p>
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		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">It&#39;s a community on the brink of change, full of hopes, dreams and pressures, where the biggest struggles can be deciding which traditions you take with you, and which ones you leave behind.&nbsp;</span></span></p>
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				<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">Get your&nbsp;tickets now! It is playing&nbsp;at the&nbsp;<a class="url fn org" href="http://www.chicago-theater.com/theaters/oriental-theatre/theater.php" target="_blank">Ford Center for the Performing Arts, Oriental Theatre</a>, located at&nbsp;24 W. Randolph St,&nbsp;<a href="http://www.mycityhome.com/About" target="_blank">Chicago, IL</a> 60601. Phone is&nbsp;800-775-2000.</span></span><br />
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	&nbsp;</p>]]></description><link>http://www.mycityhome.com/Blog/In-the-Heights</link><guid>http://www.mycityhome.com/Blog/In-the-Heights</guid><pubDate>Fri, 06 Jan 2012 02:00:00 GMT</pubDate></item><item><title>Dr. Martin Luther King Tribute Concert</title><description><![CDATA[<p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="http://t0.gstatic.com/images?q=tbn:ANd9GcSGlDdpq4trgJCsaNskanNwGjXFObaWgrBrJdRJH1V5x40AOON54w" style="margin: 5px; width: 225px; float: left; height: 150px" />Celebrate <a href="http://en.wikipedia.org/wiki/Martin_Luther_King,_Jr." target="_blank">Dr. Martin Luther King </a>at this annual tribute concert in <a href="http://www.mycityhome.com/" target="_blank">South Loop </a>which features tenor Rodrick Dixon,&nbsp;<a href="http://www.sopranoalfredaburke.com/" target="_blank">soprano Alfreda Burke</a> and alto Karen Marie Richardson with the 150-voice Too Hot Choir and a 50-piece symphony orchestra in a jazz and gospel reinvention of Handel&#39;s &quot;Messiah.&quot;</span></span></p>
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		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">The program will be held January 14 at&nbsp;7:30 p.m.and January 15&nbsp;at 3 p.m. at the <a href="http://chicago.metromix.com/music/dance_theater/auditorium-theatre-south-loop/133325/content" target="_blank">Auditorium Theater,</a> <span class="street-address">50 E. Congress Pkwy. </span><span class="locality">Chicago</span>, <span class="region">IL</span> <span class="postal-code">60605.</span></span></span></dt>
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		<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><span class="postal-code">Support our local <a href="http://www.mycityhome.com/Properties" target="_blank">Chicago South Loop </a>music programs and&nbsp;celebrate Dr.&nbsp;King&#39;s legacy! </span></span></span></dt>
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	&nbsp;</p>]]></description><link>http://www.mycityhome.com/Blog/Dr-Martin-Luther-King-Tribute-Concert</link><guid>http://www.mycityhome.com/Blog/Dr-Martin-Luther-King-Tribute-Concert</guid><pubDate>Fri, 06 Jan 2012 02:00:00 GMT</pubDate></item><item><title>Ten Things to Ask Your Seller</title><description><![CDATA[<p>
	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif"><img alt="" src="http://t2.gstatic.com/images?q=tbn:ANd9GcSuQzcIzw5V4Js0JGSpexHE-efA8L9zSYOA69fQTzJYtr_n2V807g" style="margin: 5px; width: 140px; float: left; height: 150px" />Are you ready to <a href="http://www.mycityhome.com/Buyer-Resources" target="_blank">buy&nbsp;a home in the Chicago South Loop? </a>There are ten questions that you and your real estate agent should ask the seller. The answers to these questions may give you negotiating leverage.</span></span></p>
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	<span style="font-size: 10pt"><span style="font-family: arial, helvetica, sans-serif">1. Why is the seller moving?&nbsp; This is the one question that every home buyer should always ask the seller when buying a home. Unfortunately, it&#39;s not always easy to get an honest answer. Many times even the listing agent doesn&#39;t know the real reason the seller is moving.<br />
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	It may help to&nbsp;know why the seller is moving, you can make an offer that will meet his needs. For example, if the seller needs a cash&shy;out sale and cannot help with the financing by carrying back a mortgage, it will help the buyer to know this. However, the seller may want the income that a seller-mortgage provides and could be willing to help finance the sale!&nbsp;<br />
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	2. How much did the seller pay for the home?&nbsp; The recorded price paid for a property is public information in most communities. Smart home buyers want to know this because the price paid affects how much negotiating room the seller has. If the seller bought the home many years ago for a very low price, there is a large potential profit and the seller might be willing to sell below the market value.<br />
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	Keep in mind however, if the seller bought recently for a high price, there may not be much room for negotiation because nobody likes to sell at a loss. However, remember that the purchase price has nothing to do with today&#39;s market value of the home.<br />
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	3. How much does the seller owe on the home?&nbsp; Public records also reveal what loans are on the property. The exact loan balance may have been paid down in the years since the home was purchased or refinanced. If the seller has a lot of equity, it may be easier to negotiate a better price.<br />
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	If more is owed on the home than it is worth, the buyer may have to work out a &quot;short sale&quot; with the lender. Your real estate consultant should check out what loans are recorded on the property before you make an offer.<br />
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	4. How did the seller decide the asking price?&nbsp; This is a serious question to ask a seller or their listing agent when buying a home. A good agent will gladly prepare a CMA (<a href="http://homebuying.about.com/od/sellingahouse/qt/062107CMA.htm" target="_blank">comparative market analysis</a>) for you to review.<br />
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	The CMA shows recent sales prices of comparable homes, the list prices of competitive neighborhood homes currently for sale and the expired list prices of homes that did not sell. After analyzing this information, with the help of their real estate agent, smart buyers can quickly figure out the fair market value of the home they are interested in.<br />
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	5. Has the seller prepared a written <span>Transfer Disclosure Statement</span>?&nbsp;&nbsp; Most states require sellers and the real estate agents to prepare a written disclosure of material facts about the home. Usually, it&#39;s given after an offer is accepted. To prevent surprises, a buyer may want to see this statement before making an offer to purchase.<br />
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	When a home is offered for sale &quot;as is&quot; (meaning the seller will not pay for any repairs), the seller and agent must still disclose all known defects. If the defects are severe, the buyer may decide to not buy the home, or will want a big discount off the market value.<br />
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	6. Are there any nuisances or problem neighbors?&nbsp; These are important questions for buyers to ask a seller when buying a home. The answers will help you find out if you really want to live in the neighborhood. Find out if a noisy or problem neighbor is the real reason the seller is moving. It will be good to know if there are transportation system noises such as airports and railroads, or if there are any future roads or commercial development planned for the area. These factors can affect the future value of the property.<br />
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	7. Are there any crime problems or is there any litigation?&nbsp;&nbsp; Savvy buyers will always want to ask sellers this question when buying a home. You can always find out the crime statistics from the police department. Construction litigation is rampant in both condominium and single-family neighborhoods. This can be a hassle and may hold down property values until it&#39;s resolved. Be sure to ask sellers about construction litigation. However, at settlement the properties involved in litigation are usually restored. Owners may receive new roofs, windows, siding, etc. and there can even be a welcome cash windfall.<br />
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	8. Ask the seller what past problems have they had with this house?&nbsp; Seller disclosure forms do not require disclosing past problems that have been corrected. There may be some things that have been fixed that you want to know about. For example, major structural problems, plumbing and electrical defects, roof leaks, fire damage and drainage problems have a habit of coming back. It&#39;s good to know about these things so you can check out the remedies and be sure they were resolved successfully.<br />
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	9. What is the reputation of <a href="http://www.greatschools.org" target="_blank">public schools in the area?</a>&nbsp; If you have children, you will want to know the school rating statistics before selecting a neighborhood to buy a home. But, it&#39;s wise to ask the sellers and both real estate agent&#39;s about the schools.<br />
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	Nothing adds more value to a neighborhood than fine public schools and in turn, having a&nbsp;low rated public school system can cause buyers to look elsewhere. Sending your children to private schools is expensive, so be sure to check out the public schools during the contingency period.<br />
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	10. What do you like the most and what do you dislike about this home?&nbsp; Asking sellers this open-ended question when buying a home gives the seller an opportunity to emphasize the home&#39;s best features and worst drawbacks. The seller&#39;s answers to these key questions will help you decide if you want to own the home or not.&nbsp;<br />
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	Which home you buy in one of the biggest decisions you will make for you and your family. <a href="http://www.mycityhome.com/About" target="_blank">Contact me </a>if you have any questions about the home buying process and how to talk with your seller to make sure you know what you&#39;re buying!</span></span></p>
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